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SEND AND RECEIVE MONEY GLOBALLY, THE LOCAL WAY

Local currencies. Faster settlement. Zero fees.

Sign up now

Tired of high fees, delayed payments, and frustrating currency regulations?

XTransfer’s Local Currency Accounts simplify international payments by utilizing local bank details and processing transactions through domestic networks, taking the pressure off suppliers and buyers.

Open your account today

Local transactions, global growth

Local transactions, global growth

Faster payments in local currencies

Send or receive funds in local currencies via domestic financial networks

Experience instant and hassle-free fund transfers

Lower the cost of doing business by getting rid of correspondent bank charges

Safeguard your trade deals

Enhance payment efficiency with fully digitalized processes

Ease buyer concerns over FX control limits and unreliable currency conversions

Minimize the risk of delayed payments, underpayments, or cancellations

Protection against FX rate fluctuations

Instantly convert your money to USD upon receipt

Save up to 95% on remittance fees and 80% on currency exchange costs

How to receive payments
in your local currency?

1
Sign up
Complete the registration process and verify your business to open a local account in your desired currency
2
Share your local bank details
Select your local currency account and share your account details with customers, or generate invoice payment links to get paid quickly and easily
Get paid instantly
Receive payments and notifications in real time. Convert currencies at market-leading rates with minimal fees

Hear what our customers say

"Making payments has always been a challenging part in doing business between China and Africa. With XTransfer, I can now pay in local currency, which makes things a lot easier!"

Mr. Michael Fabiyi

Nigeria

"XTransfer is not merely an online platform. Its knowledgeable staff is highly supportive in facilitating legitimate money transfers, effectively minimizing the risk of account freezes to zero."

Mr. Eddie CHOU

Hong Kong SAR

"I use XTransfer not only to pay my Chinese suppliers, but also to pay and get paid globally. This account alone solves all my needs."

Mr. Ortiz Felipe

Colombia

"As both an importer and exporter, I've found XTransfer to be invaluable in streamlining my payment processes. It has truly simplified my international business transactions!"

Ms. Trịnh Thị Minh Kiều

Vietnam

"Cash flow has always been a big issue when dealing with exports. XTransfer allows me to pay suppliers in mainland China in a secure and compliant manner, and the money arrives in no time."

Mr. Ryan Lee

Hong Kong SAR

"As a foreigner doing business in China, I face challenges in opening accounts and collecting payments through banks. XTransfer effectively solves this problem."

Mr. Ahmad John

Uzbekistan

"We have been exporting electronics from China to India for nearly 20 years. XTransfer offers great support to foreign trade entrepreneurs through its efficient financial services."

Ms. Muskan Somaya

India

Hear what our customers say

"I use XTransfer not only to pay my Chinese suppliers, but also to pay and get paid globally. This account alone solves all my needs."

Mr. Ortiz Felipe

Colombia

"As both an importer and exporter, I've found XTransfer to be invaluable in streamlining my payment processes. It has truly simplified my international business transactions!"

Ms. Trịnh Thị Minh Kiều

Vietnam

"Cash flow has always been a big issue when dealing with exports. XTransfer allows me to pay suppliers in mainland China in a secure and compliant manner, and the money arrives in no time."

Mr. Ryan Lee

Hong Kong SAR

"As a foreigner doing business in China, I face challenges in opening accounts and collecting payments through banks. XTransfer effectively solves this problem."

Mr. Ahmad John

Uzbekistan

"We have been exporting electronics from China to India for nearly 20 years. XTransfer offers great support to foreign trade entrepreneurs through its efficient financial services."

Ms. Muskan Somaya

India

"Making payments has always been a challenging part in doing business between China and Africa. With XTransfer, I can now pay in local currency, which makes things a lot easier!"

Mr. Michael Fabiyi

Nigeria

"XTransfer is not merely an online platform. Its knowledgeable staff is highly supportive in facilitating legitimate money transfers, effectively minimizing the risk of account freezes to zero."

Mr. Eddie CHOU

Hong Kong SAR