It all started with a wish to help
- XTransfer was established to address the challenges faced by SMEs in accessing cross-border payment solutions. Due to the compliance concerns and system constraints of traditional bank, SMEs faced significant hurdles in accessing international financial services, struggling with hefty fees for international money transfers and currency exchanges, often coupled with poor service.
- Our founder was frustrated by the fact that SMEs, a crucial part of China's economy, had limited access to tailored financial services from traditional institutions.
- Motivated by a strong desire to help these businesses, he decided to leave his previous role and venture into uncharted territory. After countless hours of brainstorming and passionate discussions, he assembled a dream team of industry veterans. This marked the start of XTransfer’s story, which has since grown to become a unicorn with over 2,000 staff members.


Our mission
Making SME financial services simple and accessible


XTransfer today
XTransfer has developed a comprehensive global payment platform, underpinned by data-driven, automated, and intelligent risk management and anti-money laundering infrastructure.
Our extensive network of local teams now serve over 600,000 cross-border traders around the world.
As the world’s leading and China’s No.1 B2B Cross-Border Trade Payment Platform, we have earned the trust and support of visionary investors and world-renowned partners.
Our investors
Our licenses
Our milestones
2025
MAR
: Expands local accounts to 6 countries across Latin America, including major markets such as Brazil, Mexico, Argentina, and Chile.
JAN
: Obtains the MPI license from the Monetary Authority of Singapore.
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