xtransfer

    SEND AND RECEIVE MONEY GLOBALLY, THE LOCAL WAY

    Local currencies. Faster settlement. Zero fees.

    Tired of high fees, delayed payments, and frustrating currency regulations?

    XTransfer’s Local Currency Accounts simplify international payments by utilizing local bank details and processing transactions through domestic networks, taking the pressure off suppliers and buyers.

    Open your account today

    Local transactions, global growth

    Local transactions, global growth

    Faster payments in local currencies

    Send or receive funds in local currencies via domestic financial networks

    Experience instant and hassle-free fund transfers

    Lower the cost of doing business by getting rid of correspondent bank charges

    Safeguard your trade deals

    Enhance payment efficiency with fully digitalized processes

    Ease buyer concerns over FX control limits and unreliable currency conversions

    Minimize the risk of delayed payments, underpayments, or cancellations

    Protection against FX rate fluctuations

    Instantly convert your money to USD upon receipt

    Save up to 95% on remittance fees and 80% on currency exchange costs

    How to receive payments
in your local currency?

    1
    Sign up
    Complete the registration process and verify your business to open a local account in your desired currency
    2
    Share your local bank details
    Select your local currency account and share your account details with customers, or generate invoice payment links to get paid quickly and easily
    Get paid instantly
    Receive payments and notifications in real time. Convert currencies at market-leading rates with minimal fees

    Hear what our customers say

    "Making payments has always been a challenging part in doing business between China and Africa. With XTransfer, I can now pay in local currency, which makes things a lot easier!"

    Mr. Michael Fabiyi

    Nigeria

    "XTransfer is not merely an online platform. Its knowledgeable staff is highly supportive in facilitating legitimate money transfers, effectively minimizing the risk of account freezes to zero."

    Mr. Eddie CHOU

    Hong Kong SAR

    "I use XTransfer not only to pay my Chinese suppliers, but also to pay and get paid globally. This account alone solves all my needs."

    Mr. Ortiz Felipe

    Colombia

    "As both an importer and exporter, I've found XTransfer to be invaluable in streamlining my payment processes. It has truly simplified my international business transactions!"

    Ms. Trịnh Thị Minh Kiều

    Vietnam

    "Cash flow has always been a big issue when dealing with exports. XTransfer allows me to pay suppliers in mainland China in a secure and compliant manner, and the money arrives in no time."

    Mr. Ryan Lee

    Hong Kong SAR

    "As a foreigner doing business in China, I face challenges in opening accounts and collecting payments through banks. XTransfer effectively solves this problem."

    Mr. Ahmad John

    Uzbekistan

    "We have been exporting electronics from China to India for nearly 20 years. XTransfer offers great support to foreign trade entrepreneurs through its efficient financial services."

    Ms. Muskan Somaya

    India

    Hear what our customers say

    "I use XTransfer not only to pay my Chinese suppliers, but also to pay and get paid globally. This account alone solves all my needs."

    Mr. Ortiz Felipe

    Colombia

    "As both an importer and exporter, I've found XTransfer to be invaluable in streamlining my payment processes. It has truly simplified my international business transactions!"

    Ms. Trịnh Thị Minh Kiều

    Vietnam

    "Cash flow has always been a big issue when dealing with exports. XTransfer allows me to pay suppliers in mainland China in a secure and compliant manner, and the money arrives in no time."

    Mr. Ryan Lee

    Hong Kong SAR

    "As a foreigner doing business in China, I face challenges in opening accounts and collecting payments through banks. XTransfer effectively solves this problem."

    Mr. Ahmad John

    Uzbekistan

    "We have been exporting electronics from China to India for nearly 20 years. XTransfer offers great support to foreign trade entrepreneurs through its efficient financial services."

    Ms. Muskan Somaya

    India

    "Making payments has always been a challenging part in doing business between China and Africa. With XTransfer, I can now pay in local currency, which makes things a lot easier!"

    Mr. Michael Fabiyi

    Nigeria

    "XTransfer is not merely an online platform. Its knowledgeable staff is highly supportive in facilitating legitimate money transfers, effectively minimizing the risk of account freezes to zero."

    Mr. Eddie CHOU

    Hong Kong SAR